i did explore the options to get a loan when i was about to buy my timeshare resale (disney saratoga springs). i discovered that major banking institutions do not lend for timeshares, but my research gave me some insight and i'm happy to share what i learned. there a lenders that do specialize in loans to buy a timeshares, albeit very few. these lenders charge heavy interest rates and it sure seemed like guaranteed financing to me, which could be good for some. i decided to keep looking. heres the two best options that worked for me and may help other timeshare buyers:

a home equity line of credit can get the buyer a potentially good interest rate. this worked nicely for me!

i also belong to a credit union and was able to get a personal/signature loan to buy my timeshare. i declined and went with the home equity loan, but both beat the interest rates from timeshare lenders.